Are there any downsides to how traditional health insurance carriers determine a group’s monthly premium?
The process for how premiums are calculated in a fully insured health plan can be a bit complex, so let’s start […]
This is a great question, and I see “future” as the key word here. That’s because a health plan has to […]
With a self-funded plan, employers aren’t cutting a check for the same amount every month to cover health claims. Instead, the […]
No, but this is definitely a common misconception that’s been circulating out there. While it’s true that many large-size companies do […]
Great question! I’ll explain this one by first referencing the self-funded structure. In it, health claims receive a lot of attention. […]
With self-funding, what happens if a plan participant incurs an unexpected, high-cost claim that could break the bank?
This is where stop loss insurance comes in as a risk management tool for self-funded plans. It doesn’t insure your plan […]
The beauty of self-funding is that employers can realize savings in both the short- and long-term. Once you take control of […]
Let’s back up for a minute. One of the ways that self-funded health plans administered through Cypress differ from many fully […]
Most health-related tests and procedures aren’t exactly what you’d consider to be small, everyday expenses, are they? No matter your health […]
From what I’ve been seeing in the industry all across the U.S., there has never been a greater interest in self-funding. […]