Lucent Health’s focus on technology, innovation and wellness consistently delivers low single-digit medical trend while also passing on all the savings. Traditional plans provide the staffing and resources of claim administration. With Traditional plans, the Employer pays a premium rate to their preferred insurance carrier. Rates are fixed for a year, based on the number of employees enrolled in the plan each month.

How it Works

Lucent Health is able to leverage its 250,000 Members to deliver superior stop-loss pricing/savings across networks such as: Cigna, Anthem, Blue Cross and others. Traditional can include our value-based payments solution and innovative population risk management options. Additionally, Traditional can deliver creative funding solutions such as captives, deep Rx savings, unprecedented non-par claim savings, aggressive claim audits and data tools. Each of these components to our Traditional solution provide the Employer with the knowledge to make the appropriate decisions to achieve the best health care plan performance possible.

For Employers who want to be part of a specific network. Traditional plans may include:

  • Value Based Payments
  • Innovative Population Risk Management
  • Claim Management
  • Rx Savings
  • Data Tools
  • Creative Funding Solutions
  • Captives
  • Member Focused Outcomes
  • Claim Audits
  • Stop-Loss Pricing/Savings

Annual Medical Trend Impact

Typical Mercer Trend vs. Lucent Health


Lucent Health

Annual Medical Chart


Traditional plans are the nation’s best self-funded solution delivering the flexible platform to help the Employer achieve the savings they need in order to secure the best benefits to their clients.

Tech Innovation

Our focus on tech innovation and wellness delivers low single-digit medical trend while also passing on savings.


With our plans offer greater flexibility and freedom in network choice.


Year-to-year stability gives you the security of consistent and predictable cost.


Through data and insights, we have the ability to intelligently influence member behavior.

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Or, you can always call us at (855) 887-0855.