Lucent Surity

Lucent Surity Reduces Risk, Bends Trend and Enables Profit Sharing

A unique solution for the smaller self-funded employer with comprehensive care support for the member

Lucent Surity™ allows Employers, already self-funded or fully insured, with 50–500 employees to get the benefits of larger self-funded Employer by self-funding through one of Lucent Health’s Surity™ programs.

Now the Employer gets the benefits of a larger Employer, which includes stability, transparency, cost control and pricing leverage due to size.

ADVANTAGES

Our team of captive expert practitioners will work with you to develop the right captive strategy for your company and your unique needs and priorities. Self-Insured within a captive delivers several benefits including:

TRANSPARENCY

Better access to meaningful claim data

CONTROL

Ability to intelligently influence member behavior

REDUCED COSTS

Immediate and ongoing cost reductions and higher cost efficiency to pay claims. With Surity, 70 cents of each captive dollar is utilized vs. 50 cents in other comparable plans.

STABILITY

Year-to-year stability

CARE

Fully integrated and proprietary clinical and care management solution that put the member's care and experience above all

How It Works

Surity is for employers seeking to share risk and capture savings.

Premiums

Employer/Captive co-owner pays benefit plan premiums into their group captive

Payments

Highly accurate and rapid claim payments are made from captive to providers and facilities

Distributions

Potential for generating distributions back to Captive Employer-Owners

Claim Data

Real-time claim data and trend insights provided to Captive Employer-Owners

Premiums

Employer/Captive co-owner pays benefit plan premiums into their group captive

Payments

Highly accurate and rapid claim payments are made from captive to providers and facilities

Distributions

Potential for generating distributions back to Captive Employer-Owners

Claim Data

Real-time claim data and trend insights provided to Captive Employer-Owners