How can we help employees better understand their health plan coverage?

No matter the plan type, confusion seems to be a universal, recurring theme when it comes to how coverage works with employee benefits. Member questions can stem from a lack of understanding in so many areas: what kinds of care are covered … how much a member’s payment responsibility...

May 09, 2019

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2 min read

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What can employers do to be part of the solution in addressing health care waste within their benefit plans?

It’s been reported that health care waste carries a price tag of $750 billion in the U.S. each year. That’s an outrageously expensive problem, isn’t it? And while employers who offer health plans across all industries seem to be aware of the issue, there’s not a lot being done...

Apr 25, 2019

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2 min read

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How should employers adjust their health benefit offerings based on the surge of Millennials entering the workforce?

As Millennials are predicted to soon outnumber Baby Boomers, this generation of 23- to 38-year-olds has also become the most represented age group in the U.S. workforce today. But what we’re learning along the way is that Millennials have different wants, needs and habits when it comes to health care....

Apr 10, 2019

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2 min read

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What factors are currently trending as most important to employees when it comes to their health plan benefits?

I’m quite confident in saying the answer to this will vary from person to person, but there are some generally universal essentials. In health care, we’re always talking about the financial impact of services and ways to contain costs, so that’s definitely top of mind across the board. Quality...

Apr 03, 2019

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1 min read

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How do issues of medication management factor into prescription costs with health plans?

Ask just about any employer who offers a health plan, and a common frustration is the growing cost of prescription drugs. Reducing this expense is far from a simple fix, though. It requires a multi-prong approach, and educating members about medication management is one essential aspect of it. With the number...

Mar 20, 2019

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1 min read

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How much progress is being made with price transparency in health care?

I’ll start by saying this is a topic that’s getting more attention than ever before from all parties involved, including health plan administrators, legislators, patients and providers. The issue of price transparency is now front and center as we’re seeing new cost comparison solutions being developed, administrators working directly...

Mar 14, 2019

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3 min read

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How often should an employer re-assess their health plan?

These days, I see far too many employers who are only taking a thorough look at their health plan details at year’s end, when the clock is ticking and renewal is getting close. Here’s the problem with that: if they’re alarmed by the numbers and decide it’s time to make...

Jan 23, 2019

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2 min read

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What are some lessons learned now that reference-based pricing has become so popular with health plans?

I think it’s safe to say that reference-based pricing (RBP) – also known as value-based pricing or payment (VBP) – isn’t in the “fad” stage anymore. This strategy has graduated to here-to-stay status as it’s being implemented all across the country with large numbers of employers integrating it into...

Jan 11, 2019

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2 min read

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How can employers encourage increased utilization of employee assistance programs (EAPs)?

We know that more and more employees are dealing with increased stress both inside and outside the workplace these days, and that employee assistance programs (EAPs) can be a helpful, effective way to help them address their concerns and work toward healthy solutions. So, I think the big question here is...

Dec 05, 2018

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2 min read

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As telemedicine sees increased utilization rates, what areas will it expand to beyond primary care?

When the idea behind telemedicine was first rolled out to the masses, the emphasis was on primary care and how these virtual visits could improve things like accessibility and convenience. But as time has gone on and people – from providers to patients – have realized the many benefits of...

Nov 28, 2018

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2 min read

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